Protection that fits your life abroad.
Understand term life insurance, the application journey and the questions to ask before choosing cover.
Explore Your QuoteTerm life insurance, explained simply
Term life insurance is designed to provide a benefit if the insured person dies during a specified policy period, subject to the terms and exclusions of the contract. For globally mobile families, the important questions extend beyond the benefit amount: eligibility, residence, portability, underwriting and claims all matter.
Choose your cover
Think about debts, dependants and the number of years your family might need support.
Review eligibility
Country of residence, nationality, health and other criteria can affect what is offered.
Understand the policy
Review contract terms, exclusions, beneficiaries and claims processes before buying.
What if term life isn't the right fit?
Term life can be an effective choice when protection is needed for a defined period. But people planning for lifelong dependants, wealth transfer or estate needs may also want to understand permanent life insurance.
Term Life
Designed for protection over a chosen period, typically without a savings component.
Universal Life
Permanent cover that may include cash value and flexible policy features; charges, guarantees and lapse risks require careful review.
Whole Life
Long-term protection with policy-specific guarantees and possible cash value, usually with a different cost profile.
There isn't one right policy for everyone. The structure, cost and availability depend on your circumstances and product documentation. We can explore alternatives with Andy when term cover is not suitable.
Discuss Other Options with Andy Read the comparison FAQExplore your life insurance options
Our online quote journey currently focuses on international term life insurance. If your needs include lifelong protection or estate and legacy planning, Andy can explain how Universal Life and Whole Life differ. Availability and application requirements depend on the issuing insurer and your circumstances.
Start a Term Life Quote Discuss other cover options