What happens to my life insurance if I move countries?

A move can raise questions about insurer eligibility, policy servicing and local legal or tax requirements.

What to consider

Ask what happens if you change residence, whether you must notify the insurer, how premiums can be paid and how claims would be handled.

Before you proceed

Your policy wording and insurer confirmation—not a general website statement—will determine whether cover continues unchanged.

What to check before relocating

Ask the insurer whether you need to notify it of your new country, whether premiums can continue to be paid from abroad, and what documents your beneficiaries would need if a claim occurs overseas. A change in residence may have different consequences for an existing policy than for a new application.

Do not cancel existing protection solely because you are moving. Review its written terms first and make any changes only after understanding the implications for continuity of cover and underwriting.

Read the FAQ about moving countries →

General educational information, not an insurance offer or personal recommendation. Eligibility, benefits and exclusions depend on the specific insurer and policy.